Car Finance
Made Simple.

Compare finance offers from leading lenders in seconds with no impact on your credit score.

No impact on
credit score
Instant
decisions
FCA regulated
partners
BMW M4Range Rover DefenderPorsche
PCPMost Popular
HPHire Purchase
LeasePersonal Contract Hire
Personal LoanUnsecured Loan
£45,000
£5,000
48 months
10,000 miles

This won't affect your credit scoreRepresentative Example

Estimated Monthly Payment
£589 /mo
APR Representative8.9%
Total Amount Payable£49,272
Optional Final Payment£18,450
Total Interest Payable£4,272
Finance Score
Excellent MatchYou're likely to be approved
Get Personalised Offers

Compare Your Finance Options

PCPMOST POPULAR

Monthly payments with an optional final payment.

From£589 /mo
  • Lower monthly payments
  • Optional final payment
  • Drive a newer car more often

Considerations

Mileage & condition charges may apply
Hire Purchase (HP)

Spread the cost and own the car outright.

From£712 /mo
  • Own the car outright
  • No mileage limits
  • Pay off early without fees

Considerations

Higher monthly payments
Personal Loan

Borrow the amount you need, owns outright.

From£654 /mo
  • Fixed monthly payments
  • No mileage limits
  • Fully flexible use of funds

Considerations

Higher interest rates

Getting Finance is Easy

1. Check Eligibility

Quick, 2-minute check with no credit impact.

2. Compare Offers

See tailored offers from our trusted finance partners.

3. Choose Your Vehicle

Pick your perfect car from thousands of listings.

4. Complete Purchase

Secure online application and drive away.

Why Choose Motaro Finance?

  • Soft credit check only
  • FCA-regulated lenders
  • Fast approval decisions
  • Flexible deposit options
  • Settle early anytime
  • Secure digital application

Our Trusted Finance Partners

We work with a panel of trusted lenders to find you the best possible rates.

Rated 4.8/5 by thousands of customers

Super quick and easy process. Got approved within minutes and saved me loads!

JT
James T. Verified Buyer

The best finance rates I found online. Highly recommend Motaro!

SK
Sarah K. Verified Buyer

Clear, transparent and no hidden fees. Fantastic service.

DM
Daniel M. Verified Buyer

Frequently Asked Questions

Will checking eligibility affect my credit score?
What credit score do I need?
Can I finance used cars?
What is the difference between PCP and HP?
View all FAQs
Verified DealersAll dealers are verified and trusted
Secure PaymentsYour payments are 100% secure with us
Best Finance RatesWe compare 40+ lenders to get you the best rates
FCA RegulatedOur UK based team is FCA authorised finance partners
Expert SupportOur UK based team is here to help you